DSCR Investment Loans
Qualify based on property rental income, not personal income.
Overview
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors. Qualification is based on the cash flow of the property rather than your personal tax returns.
Benefits
- No personal income verification
- Close in an LLC name
- Unlimited number of properties
- Interest-only options available
Requirements
- Property must be for investment
- Rental income must cover debt service
- Minimum credit score usually 660+
Common Questions about DSCR Investment Loans
How long does the approval process take?
While every situation is unique, we strive to close loans as efficiently as possible. A typical timeline is 30 days, but we can often move faster for urgent situations, especially with pre-approved buyers.
Do I need perfect credit?
Not necessarily. Many of our programs, including FHA and VA loans, have flexible credit requirements. We can also provide guidance on how to improve your score to qualify for better rates.
Need advice?
Call Jennifer directly for a quick consultation regarding your DSCR Investment Loans eligibility.
(912) 977-9671DSCR Investment Loans Available in These Areas
We offer dscr investment loans across Central Texas. Select your city for local details.