Overview
For homes that exceed the federal conforming loan limits, Jumbo loans provide the necessary financing for luxury properties in Central Texas.
Benefits
- Higher loan amounts available
- Fixed and adjustable rates
- Primary and secondary homes eligible
- Competitive rates for high-value borrowers
Requirements
- Higher credit score (usually 700+)
- Larger down payment (10-20%)
- Proof of significant cash reserves
Common Questions about Jumbo Loans
How long does the approval process take?
While every situation is unique, we strive to close loans as efficiently as possible. A typical timeline is 30 days, but we can often move faster for urgent situations, especially with pre-approved buyers.
Do I need perfect credit?
Not necessarily. Many of our programs, including FHA and VA loans, have flexible credit requirements. We can also provide guidance on how to improve your score to qualify for better rates.
Need advice?
Call Jennifer directly for a quick consultation regarding your Jumbo Loans eligibility.
(912) 977-9671Jumbo Loans Available in These Areas
We offer jumbo loans across Central Texas. Select your city for local details.