Overview
Whether you want to lower your monthly payment, pay off your loan sooner, or tap into equity for renovations, we have refinancing options.
Benefits
- Lower monthly payments
- Consolidate high-interest debt
- Remove mortgage insurance
- Switch from adjustable to fixed rate
Requirements
- Equity in the property
- Benefit to borrower (net tangible benefit)
- Satisfactory payment history
Common Questions about Refinance
How long does the approval process take?
While every situation is unique, we strive to close loans as efficiently as possible. A typical timeline is 30 days, but we can often move faster for urgent situations, especially with pre-approved buyers.
Do I need perfect credit?
Not necessarily. Many of our programs, including FHA and VA loans, have flexible credit requirements. We can also provide guidance on how to improve your score to qualify for better rates.
Need advice?
Call Jennifer directly for a quick consultation regarding your Refinance eligibility.
(912) 977-9671Refinance Available in These Areas
We offer refinance across Central Texas. Select your city for local details.