Overview
Backed by the Federal Housing Administration, these loans are designed for low-to-moderate income borrowers who may have lower credit scores.
Benefits
- Low 3.5% down payment
- More lenient credit requirements
- Seller can pay closing costs
- Assumable mortgages available
Requirements
- Minimum 580 credit score for low down payment
- Steady employment history
- Primary residence only
Common Questions about FHA Loans
How long does the approval process take?
While every situation is unique, we strive to close loans as efficiently as possible. A typical timeline is 30 days, but we can often move faster for urgent situations, especially with pre-approved buyers.
Do I need perfect credit?
Not necessarily. Many of our programs, including FHA and VA loans, have flexible credit requirements. We can also provide guidance on how to improve your score to qualify for better rates.
Need advice?
Call Jennifer directly for a quick consultation regarding your FHA Loans eligibility.
(912) 977-9671FHA Loans Available in These Areas
We offer fha loans across Central Texas. Select your city for local details.